Manufactured Housing

Program Benefits

ProSight and Propel offer packages for owners and operators of manufactured home and RV communities that cover all operations, common areas and maintenance. Policies include property, general liability, auto liability, inland marine, and crime.

Protecting Against Risk

Manufactured housing communities face unique challenges that other residential properties do not - and as a result, most insurers don't offer the right kinds of coverages to meet their specific needs. Two of the core ways that the ProSight/Propel package helps owners of upscale manufactured housing communities (not including campgrounds or temporary trailer parks) are:

1. Documented Inspections - gives property owners the documentation they need to fight fraudulent claims, such as slip-and-falls.
2. Risk Transfer through Certificates of Insurance – allows communities to obtain properly executed insurance certificates from contractors doing work in their communities that puts the onus on the contractors' insurers.

The ProSight Difference

With the right distribution partner, ProSight is able to create innovative solutions that meet the specific and detailed needs of manufactured housing community managers and owners. ProSight's focus on niche markets allows the company to demonstrate unique expertise in working exclusively with specialist distributers who have a deep understanding of their customers' needs. ProSight and Propel have worked closely in building the Manufactured Housing program and its unique coverage extensions, as well as a blended form that includes the management company's E&O and general liability coverage.