ProSight Specialty Insurance focuses on delivering coverage in highly specialized verticals where most insurance companies don't have the expertise to offer world-class service. In partnership with Propel Insurance, ProSight provides coverage for manufactured housing communities. Over the last decade, Propel's manufactured housing program has covered more than 2,000 such communities, and now ProSight exclusively offers Propel’s unique products as one of ProSight's niche programs.
Top 5 Concerns Faced by Manufactured Housing Community Managers and Owners
ProSight's partnership with Propel Insurance allows us to offer unique coverage to owners and operators of pre-fabricated and manufactured home communities that can't be found anywhere else. Here are five core issues that these kinds of properties face and how ProSight protects these communities from each exposure with one-of-a-kind coverages and a specialist approach.
Joe Beneducci, Chairman & CEO
Joe Beneducci discusses ProSight's unique approach to the insurance industry, and how it benefits our customers
Manufactured Housing Communities on the Upswing
ProSight Specialty Insurance, in partnership with Propel Insurance, offers coverage for a sector of the housing market that most insurers ignore: manufactured housing communities. But while this may be a somewhat esoteric area, the reality is that it is a segment that is experiencing significant growth - and is expected to continue to expand in the coming years.
Associate in Risk Management
Mfg. Housing Program Manager
Propel Account Executive
ProSight and Propel offer packages for owners and operators of manufactured home and RV communities that cover all operations, common areas and maintenance. Policies include property, general liability, auto liability, inland marine, and crime.Learn More
Protecting Against Risk
Manufactured housing communities face unique challenges that other residential properties do not - and as a result, most insurers don't offer the right kinds of coverages to meet their specific needs. Two of the core ways that the ProSight/Propel package helps owners of upscale manufactured housing communities (not including campgrounds or temporary trailer parks) are:
- Documented Inspections - gives property owners the documentation they need to fight fraudulent claims, such as slip-and-falls.
- Risk Transfer through Certificates of Insurance – allows communities to obtain properly executed insurance certificates from contractors doing work in their communities that puts the onus on the contractors' insurers.
The ProSight Difference
With the right distribution partner, ProSight is able to create innovative solutions that meet the specific and detailed needs of manufactured housing community managers and owners. ProSight's focus on niche markets allows the company to demonstrate unique expertise in working exclusively with specialist distributers who have a deep understanding of their customers' needs. ProSight and Propel have worked closely in building the Manufactured Housing program and its unique coverage extensions, as well as a blended form that includes the management company's E&O and general liability coverage.Learn More
Top 5 Concerns Faced by MHC Managers and Owners
ProSight's partnership with Propel Insurance allows us to offer coverage to owners and operators of pre-fabricated and manufactured home communities. Here are five core issues that...
19 December 2012 / Patrick Flynn
Manufactured Housing Communities on the Upswing
ProSight Specialty Insurance, in partnership with Propel Insurance, offers coverage for a sector of the housing market that most insurers ignore: manufactured housing communities. But while...
27 December 2012 / Patrick Flynn
Loss Protection: Documented Inspections
How can a Manufactured Housing Community help protect themselves from losses that increase premiums? Documented Inspections, and Risk Transfer through certificates of insurance are two...
2 January 2013 / Patrick Flynn
Risk Management & Dog Bites
There's an old joke that dog bites only make the news if the headline is "Man Bites Dog." Unfortunately, when people who live in or visit...
13 February 2013 / Pat Flynn
3 Unique Features of MHC's
Propel and ProSight have identified some of the major differences between manufactured housing communities and conventional housing developments - and what these differences mean in terms...
21 February 2013 / Lupe Esquivel
Common Areas and Safety
Swimming pools, clubhouses, fitness centers and playgrounds provide residents of manufactured housing communities with opportunities to gather for recreation and to entertain guests of all ages....
6 March 2013 / Lupe Esquivel
The Value of Documented Property Inspections
It's an all-too-common scenario: a resident of a manufactured community claims that he or she was injured on the property as the result of improper upkeep...
29 April 2013 / Pat Flynn